Working capital.
Working capital is money used to run your business day to day: payroll, rent, suppliers, inventory. Sinai Capital funds working capital from $25K to $500K+, with money in your account in as soon as 24 hours after approval.
Applying does not affect your credit score.
The product
How working capital funding works
Your business receives funding sized to what it needs, and puts it toward operating costs, not toward one purchase. Repayment follows the revenue your business brings in. Owners choose working capital when the need is operational, not a single planned expense.
Use cases
Working capital for the business.
A one-time investment with a known cost, paid back as the business earns.
Payroll
Keep pay dates on the calendar through a slower stretch.
Rent and utilities
Cover fixed monthly costs while receivables catch up.
Suppliers
Pay vendors on time, or pay early when the terms are better.
Inventory
Keep shelves stocked at the level demand actually calls for.
Bridging slow months
Get through a seasonal low without cutting hours or corners.
Who qualifies?
Businesses with steady monthly sales are the best fit. Approval is based on your monthly sales, not just your credit score, and credit scores as low as 580 can qualify. Revenue is verified with your last 4 months of business bank statements.
Common questions
Straight answers.
Sinai Capital funds working capital from $25K to $500K+. The amount is sized on your monthly sales, verified with your last 4 months of business bank statements.
No. Working capital is for the running of the business, spread across payroll, rent, suppliers, and inventory as the month calls for it.
Funds can be in your account in as soon as 24 hours after approval. The application itself takes minutes.
Credit scores as low as 580 can qualify for working capital through Sinai Capital. Approval is based on your monthly sales, not just your credit score.
You need your last 4 months of business bank statements. They verify your revenue, and your monthly sales determine the offer.
See what your sales qualify for.
Sinai Capital funds $25K to $500K+, with money in your account in as soon as 24 hours after approval. Applying takes minutes and does not affect your credit.